{"id":3481,"date":"2023-12-06T17:07:07","date_gmt":"2023-12-06T16:07:07","guid":{"rendered":"https:\/\/expertinum.ch\/?p=3481"},"modified":"2026-08-06T09:22:01","modified_gmt":"2026-08-06T07:22:01","slug":"saule-3a-occupational-pension-funds","status":"publish","type":"post","link":"https:\/\/expertinum.ch\/en\/2023\/12\/06\/saule-3a-occupational-pension-funds\/","title":{"rendered":"S\u00e4ule 3a &#8211; occupational pension funds"},"content":{"rendered":"\n<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_0 et_pb_row et_block_row\"><div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_post_title_0 et_pb_post_title et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-post-title--default\"><div class=\"et_pb_title_container\"><h1 class=\"entry-title\">S\u00e4ule 3a \u2013 occupational pension funds<\/h1><p class=\"et_pb_title_meta_container\"><span class=\"published\">06.12.2023<\/span><\/p><\/div><\/div><\/div><\/div><div class=\"et_pb_row_1 et_pb_row et_block_row\"><div class=\"et_pb_column_1 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_animated et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\" data-et-mv-hidden-tablet=\"true\"><p>Information<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_2 et_pb_row et_block_row\"><div class=\"et_pb_column_2 et_pb_column et_pb_column_1_3 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_0 et_pb_image et_pb_image_sticky et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/expertinum.ch\/wp-content\/uploads\/2023\/12\/Saeule-3a-Web.png\" width=\"1077\" height=\"711\" srcset=\"https:\/\/expertinum.ch\/wp-content\/uploads\/2023\/12\/Saeule-3a-Web.png 1077w, https:\/\/expertinum.ch\/wp-content\/uploads\/2023\/12\/Saeule-3a-Web-980x647.png 980w, https:\/\/expertinum.ch\/wp-content\/uploads\/2023\/12\/Saeule-3a-Web-480x317.png 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1077px, 100vw\" class=\"wp-image-3469\" title=\"News_Test\" \/><\/span><\/div><\/div><div class=\"et_pb_column_3 et_pb_column et_pb_column_2_3 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h2>There are a few things to bear in mind from a tax perspective when regarding pillar 3a!<\/h2>\n<p>We recommend that you make the bank transfer for your pillar 3a in good time, i.e. by mid-December or before Christmas at the latest.<\/p>\n<p>For the tax authority, the decisive factor is when the amount is credited to your individual pension account. This must happen BEFORE the new year.<\/p>\n<p>Simply triggering the transfer quickly before the end of the year is therefore not enough to deduct the amount in your tax return.<\/p>\n<p>Our team will be happy to answer any questions you may have.<\/p>\n<p>&nbsp;<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_3 et_pb_row et_pb_row_5col et_pb_gutters1 et_block_row et_block_row_5col\"><div class=\"et_pb_column_4 et_pb_column et_pb_column_1_5 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_center preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p><strong>Z\u00fcrich-City<\/strong><br \/>\nAm Schanzengraben 25<br \/>\nCH-8022 Z\u00fcrich<br \/>\n<a href=\"&#x6d;&#97;i&#x6c;&#x74;&#111;:&#x7a;&#117;r&#x69;&#x63;&#104;-&#x63;&#105;t&#x79;&#x40;&#101;x&#x70;&#x65;&#114;&#x74;&#x69;&#110;u&#x6d;&#x2e;&#99;h\" title=\"&#x7a;&#x75;&#114;ic&#x68;&#x2d;&#99;&#105;t&#x79;&#x40;&#101;&#120;p&#x65;&#x72;&#x74;&#105;nu&#x6d;&#x2e;&#99;&#104;\">E-Mail<\/a><br \/>\n<a href=\"tel:+41%2044 344 45 45\" title=\"T\u00a0+41 44 344 45 45\">T\u00a0+41 44 344 45 45<\/a><\/p>\n<\/div><\/div><\/div><div class=\"et_pb_column_5 et_pb_column et_pb_column_1_5 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_center preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p><strong>Z\u00fcrich-Seefeld<\/strong><br \/>\nKlausstrasse 43<br \/>\nCH-8008 Z\u00fcrich<br \/>\n<a href=\"&#109;&#x61;i&#108;&#x74;o&#58;&#x7a;u&#114;&#x69;c&#104;&#x2d;s&#101;&#x65;f&#101;&#x6c;d&#64;&#x65;x&#112;&#x65;r&#116;&#x69;n&#117;&#x6d;&#46;&#x63;&#x68;\" title=\"z&#117;&#114;&#105;&#x63;&#x68;&#x2d;se&#101;&#102;&#x65;&#x6c;&#x64;&#x40;ex&#112;&#101;&#x72;&#x74;&#x69;&#x6e;u&#109;&#46;&#99;&#x68;\">E-Mail<\/a><br \/>\n<a href=\"tel:+41%2043 499 20 20\" title=\"T +41 43 499 20 20\">T +41 43 499 20 20<\/a><\/p>\n<\/div><\/div><\/div><div class=\"et_pb_column_6 et_pb_column et_pb_column_1_5 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_center preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p><strong>Z\u00fcrich-Wollishofen<\/strong><br \/>\nZellerstrasse 58<br \/>\nCH-8038 Z\u00fcrich<br \/>\n<a href=\"&#109;&#x61;i&#108;&#x74;o&#x3a;&#x7a;&#117;&#x72;i&#99;&#x68;-&#119;&#x6f;&#108;&#x6c;i&#115;&#x68;o&#102;&#x65;&#110;&#x40;&#x65;&#120;&#x70;e&#114;&#x74;i&#x6e;&#x75;&#109;&#x2e;c&#104;\" title=\"&#122;&#x75;&#114;&#x69;&#99;&#x68;&#45;&#x77;&#111;&#x6c;&#108;&#x69;s&#x68;o&#x66;e&#x6e;&#64;&#x65;x&#x70;e&#114;&#x74;&#105;&#x6e;&#117;&#x6d;&#46;&#x63;&#104;\">E-Mail<\/a><br \/>\n<a href=\"tel:+41%2043 399 78 78\" title=\"T +41 43 399 78 78\">T +41 43 399 78 78<\/a><\/p>\n<\/div><\/div><\/div><div class=\"et_pb_column_7 et_pb_column et_pb_column_1_5 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_5 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_center preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p><strong>Dielsdorf<\/strong><br \/>\nWehntalerstrasse 54<br \/>\nCH-8157 Dielsdorf<br \/>\n<a href=\"&#109;&#x61;&#x69;l&#116;&#x6f;&#x3a;d&#105;&#x65;l&#115;&#x64;&#x6f;r&#102;&#x40;e&#120;&#x70;&#x65;r&#116;&#x69;&#x6e;&#117;&#x6d;&#x2e;c&#104;\" title=\"dielsd&#111;&#114;&#102;&#64;&#101;&#120;&#112;&#x65;&#x72;&#x74;&#x69;&#x6e;&#x75;&#x6d;&#x2e;&#x63;&#x68;\">E-Mail<\/a><br \/>\n<a href=\"tel:+41%2044 854 89 89\" title=\"T +41 44 854 89 89\">T +41 44 854 89 89<\/a><\/p>\n<\/div><\/div><\/div><div class=\"et_pb_column_8 et_pb_column et_pb_column_1_5 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_6 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module et_pb_text_align_center preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><p><strong>Winterthur<\/strong><br \/>\nTechnoparkstrasse 3<br \/>\nCH-8406 Winterthur<br \/>\n<a href=\"&#x6d;&#x61;&#105;lt&#x6f;&#x3a;&#119;&#105;n&#x74;&#x65;&#114;&#116;h&#x75;&#x72;&#x40;&#101;xp&#x65;&#x72;&#116;&#105;n&#x75;&#x6d;&#46;&#99;h\" title=\"&#x77;&#x69;&#x6e;&#116;&#101;&#114;th&#x75;&#x72;&#x40;&#x65;&#120;&#112;er&#x74;&#x69;&#x6e;&#x75;&#109;&#46;ch\">E-Mail<\/a><br \/>\n<a href=\"tel:+41522090810\u200b\" title=\"T +41 52 209 08 10\u200b\">T +41 52 209 08 10\u200b<\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_4 et_pb_row et_block_row\"><div class=\"et_pb_column_9 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_7 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module preset--module--divi-text--default\"><div class=\"et_pb_text_inner\"><h3>Netzwerk &amp; Mitgliedschaften<\/h3>\n<p class=\"font_8\"><span><\/span><span>Sie haben eine Aufgabe, wir verf\u00fcgen \u00fcber das Know-how und die richtigen Kontakte. Unsere M\u00f6glichkeiten erg\u00e4nzen wir mit professionellen Partnern im In- und Ausland.<\/span><\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_5 et_pb_row et_pb_row_4col et_pb_equal_columns et_block_row et_block_row_4col\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_1_4 et_block_column et_pb_css_mix_blend_mode_passthrough et_animated\"><div class=\"et_pb_image_1 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img decoding=\"async\" src=\"https:\/\/www.expertinum.ch\/wp-content\/uploads\/2020\/06\/logo-expert-suisse-pas.gif\" alt=\"EXPERTsuisse\" title=\"EXPERTsuisse\" \/><\/span><\/div><\/div><div class=\"et_pb_column_11 et_pb_column et_pb_column_1_4 et_block_column et_pb_css_mix_blend_mode_passthrough et_animated\"><div class=\"et_pb_image_2 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img decoding=\"async\" src=\"https:\/\/www.expertinum.ch\/wp-content\/uploads\/2020\/04\/srg-logo.gif\" alt=\"SRG Schweizerische Revisionsgesellschaft\" title=\"SRG Schweizerische Revisionsgesellschaft\" \/><\/span><\/div><\/div><div class=\"et_pb_column_12 et_pb_column et_pb_column_1_4 et_block_column et_pb_css_mix_blend_mode_passthrough et_animated\"><div class=\"et_pb_image_3 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/expertinum.ch\/wp-content\/uploads\/2022\/12\/Abacus_Innovationspartner-Treuhand_web.jpg\" width=\"215\" height=\"154\" srcset=\"https:\/\/expertinum.ch\/wp-content\/uploads\/2022\/12\/Abacus_Innovationspartner-Treuhand_web.jpg 215w\" sizes=\"(max-width: 215px) 100vw, 215px\" class=\"wp-image-3102\" alt=\"AbacusCloudPartner\" title=\"Abacus_Innovationspartner-Treuhand_web\" \/><\/span><\/div><\/div><div class=\"et_pb_column_13 et_pb_column et_pb_column_1_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough et_animated\"><div class=\"et_pb_image_4 et_pb_image et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/expertinum.ch\/wp-content\/uploads\/2020\/12\/Expertinum_IPG-Logo-1.jpg\" width=\"1160\" height=\"287\" srcset=\"https:\/\/expertinum.ch\/wp-content\/uploads\/2020\/12\/Expertinum_IPG-Logo-1.jpg 1160w, https:\/\/expertinum.ch\/wp-content\/uploads\/2020\/12\/Expertinum_IPG-Logo-1-980x242.jpg 980w, https:\/\/expertinum.ch\/wp-content\/uploads\/2020\/12\/Expertinum_IPG-Logo-1-480x119.jpg 480w\" sizes=\"(min-width: 0px) and (max-width: 480px) 480px, (min-width: 481px) and (max-width: 980px) 980px, (min-width: 981px) 1160px, 100vw\" class=\"wp-image-2685\" alt=\"InternationalPracticeGroup\" title=\"InternationalPracticeGroup\" \/><\/span><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>There are a few things to bear in mind from a tax perspective when regarding pillar 3a! We recommend that&#8230;<\/p>\n","protected":false},"author":4,"featured_media":3470,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3481","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-consulting"],"_links":{"self":[{"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/posts\/3481","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/comments?post=3481"}],"version-history":[{"count":10,"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/posts\/3481\/revisions"}],"predecessor-version":[{"id":4217,"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/posts\/3481\/revisions\/4217"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/media\/3470"}],"wp:attachment":[{"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/media?parent=3481"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/categories?post=3481"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/expertinum.ch\/en\/wp-json\/wp\/v2\/tags?post=3481"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}